Always up to date
Tendrill keeps your portfolio data fresh through automatic syncing and on-demand refreshes. Here’s how the data flows and what to expect.Sync frequency overview
| Data Type | Update Frequency | Notes |
|---|---|---|
| Holdings | Every 24 hours | Automatic overnight sync |
| Balances | Every 24 hours | Reflects end-of-day values |
| Transactions | Every 24 hours | New trades appear next day |
| Stock prices | Real-time | Live market data during trading hours |
| News & events | Continuous | Monitored 24/7 |
Real-time where it matters. While your holdings sync daily, Tendrill monitors real-time market data to catch price movements and breaking news as they happen.
How data flows through Tendrill
Your Brokerage
Holdings, transactions, and balances flow securely to Plaid
Plaid (Secure API)
Encrypted, read-only access with daily sync
Tendrill Servers
Portfolio model and analysis, combined with market data
Your Phone
Alerts, insights, and conversations delivered via text
Portfolio data (via Plaid)
What syncs automatically
Every night (typically between 2-5 AM in your timezone), Tendrill refreshes your portfolio data:- Current holdings - What stocks, ETFs, and funds you own
- Share quantities - How many shares of each position
- Account balances - Total value of each account
- Cost basis - Your purchase price (when available from brokerage)
- Recent transactions - Buys and sells from the past 30 days
Timing considerations
Trades placed during the day
Trades executed during market hours will appear in Tendrill the following day after the overnight sync.
Pending transactions
Unsettled trades may show as pending. They’ll reflect final values after T+1 or T+2 settlement.
Manual refresh
Need fresher data? You can trigger a sync anytime: Via text:- Click the refresh icon next to any account
- Or use the “Refresh All” button
Manual refreshes are limited to a few per hour per account to comply with brokerage rate limits.
Market data (real-time)
While portfolio holdings sync daily, Tendrill uses real-time market data for:Live stock prices
- During market hours (9:30 AM - 4:00 PM ET): Real-time quotes
- Pre-market & after-hours: Extended hours pricing where available
- Weekends & holidays: Last closing price
News monitoring
Tendrill continuously scans thousands of sources for news about your holdings:| Source Type | Examples | Check Frequency |
|---|---|---|
| Financial news | Reuters, Bloomberg, CNBC | Real-time |
| Company announcements | Press releases, SEC filings | Real-time |
| Analyst reports | Upgrades, downgrades, price targets | As released |
| Social sentiment | Major discussions and trends | Hourly |
Earnings & events calendar
Tendrill maintains an up-to-date calendar of:- Earnings report dates
- Ex-dividend dates
- Stock split announcements
- Fed meetings and economic releases
Understanding data freshness in alerts
When Tendrill sends you an alert, here’s what data it’s using:Tendrill - Today 10:30 AM $NVDA is up 4.2% this morning after strong AI chip demand forecasts.I’ll let you know if it moves significantly from here.
- Your position: 50 shares (from last sync)
- Current price: $892.45 (real-time)
- Your gain today: +$1,870 (calculated live)
Handling data discrepancies
Sometimes you might notice small differences between Tendrill and your brokerage:Common causes
| Discrepancy | Likely Cause | Resolution |
|---|---|---|
| Different share count | Recent trade not yet synced | Wait for next sync or manual refresh |
| Value doesn’t match | Price timing differences | Tendrill may use a different quote time |
| Missing position | New purchase | Will appear after overnight sync |
| Extra position | Recent sale | Will update after overnight sync |
When to be concerned
Cost basis data
Cost basis (your original purchase price) is important for calculating gains and losses:| Scenario | Cost Basis Availability |
|---|---|
| Stocks purchased at current brokerage | Usually available |
| Transferred positions | May not transfer with cost basis |
| Older purchases | Depends on brokerage records |
| Inherited securities | Often shows as $0 cost basis |
Data retention
Tendrill’s approach to your data:- Active data: Kept as long as your account is connected
- After disconnection: Deleted within 24 hours
- Conversation history: Retained separately (not tied to portfolio data)
- No third-party sharing: Your data is never sold or shared
Learn about our privacy practices
Read our full data protection policy
FAQ
Why do I see yesterday's balance?
Why do I see yesterday's balance?
Portfolio balances reflect the most recent overnight sync. For the latest value, trigger a manual refresh or check your brokerage directly for real-time balance.
How do stock splits affect my data?
How do stock splits affect my data?
Stock splits are reflected in both share count and price automatically. There may be a brief period where data looks unusual during the split processing.
Are dividend reinvestments captured?
Are dividend reinvestments captured?
Yes, dividend reinvestments (DRIP) will appear as new purchases in your transaction history and update your share counts.
What about options and other derivatives?
What about options and other derivatives?
Options positions may have limited support depending on your brokerage. Stock holdings are fully supported across all connected accounts.