Conversational AI

Just text - Tendrill understands

No complex commands or app navigation. Simply text your questions in plain English and get intelligent, portfolio-aware responses. Tendrill understands context, remembers your conversation history, and provides answers tailored to YOUR investments.

Natural language, real insights. Ask the way you’d ask a friend who happens to be a financial analyst with perfect knowledge of your portfolio.

How to ask questions

Just text Tendrill like you would text anyone else. Here are some approaches that work great:

Portfolio overview questions

You: How's my portfolio doing?

Tendrill: Your portfolio is up $2,340 (+1.8%) today!

Current value: $131,200

Today's movers:
📈 NVDA: +$890 (+2.1%)
📈 AAPL: +$620 (+1.4%)
📈 MSFT: +$480 (+1.2%)
📉 TSLA: -$120 (-0.5%)

Your tech-heavy allocation (65%) is driving gains today 
as the Nasdaq outperforms. Want more details on any position?

Specific stock questions

You: What's happening with Apple?

Tendrill: AAPL is at $182.50, up 1.4% today.

Your position: 80 shares worth $14,600
Your gain: +$2,400 (+19.7%) since purchase

Recent news:
• iPhone 16 pre-orders exceeding expectations
• Services revenue hit new record last quarter
• Warren Buffett trimmed position (but still holds $135B)

Upcoming: Earnings on Oct 31st after market close.
Want me to explain what analysts are expecting?

Deep research queries

You: Should I be worried about my Tesla position?

Tendrill: Let me break down the current TSLA picture for you.

Your exposure: 25 shares ($6,200) = 4.7% of portfolio

🟡 Mixed signals right now:

Concerns:
• EV competition intensifying (BYD, legacy automakers)
• Margin pressure from price cuts
• Robotaxi timeline uncertain

Positives:
• Energy storage business growing 100%+ YoY
• FSD improvements accelerating
• Strong brand and manufacturing scale

Analyst view: 18 Buy, 12 Hold, 8 Sell
Average price target: $265 (current: $248)

Your position is a relatively small part of your portfolio,
which limits downside risk. Want me to compare TSLA's 
risk profile to your other holdings?

Types of questions you can ask

Portfolio analysis

“What’s my portfolio worth?”
“How did I do this week/month/year?”
“What’s my best performing stock?”
“What’s dragging down my portfolio?”
“Show me my allocation”
“Am I too concentrated in tech?”

Stock research

“Tell me about [company]”
“Why is [stock] up/down today?”
“What’s the bull case for [stock]?”
“What are the risks with [stock]?”
“When does [company] report earnings?”
“What’s the dividend yield on [stock]?”

Comparisons

“Compare Apple vs Microsoft”
“Which of my stocks is most volatile?”
“How do my returns compare to the S&P 500?”
“Which sectors am I overweight in?”

Events and calendar

“What earnings are coming up?”
“Any dividends this month?”
“What’s on my investment calendar?”
“When is the next Fed meeting?”

News and context

“Any news about my stocks?”
“What moved the market today?”
“Why is the Nasdaq down?”
“What should I know about [topic]?”

Learning and education

“What is a P/E ratio?”
“Explain market cap”
“How do dividends work?”
“What does ‘beat estimates’ mean?”

Conversation examples

Morning check-in

You: Good morning! What should I know today?

Tendrill: Good morning! ☀️ Here's your daily brief:

📊 Your portfolio: $131,200 (no change pre-market)

🗓️ Today's events:
• JPM and WFC report earnings before open
• You don't own these, but they set the tone for financials

📰 Overnight news:
• China GDP came in slightly below expectations
• Your international exposure is minimal (3%)

📈 Futures:
• S&P 500: +0.3%
• Nasdaq: +0.4%
• Looks like a positive open for your tech holdings

Anything specific you'd like to dive into?

Investment research

You: I'm thinking about buying Google. What should I know?

Tendrill: Great choice to research! Here's the GOOGL overview:

📊 Current price: $178.25
📈 YTD performance: +52%
💰 Market cap: $2.2 trillion

The bull case:
• AI integration across Search, Cloud, YouTube
• Cloud revenue growing 28% YoY
• Strong advertising moat
• $118B cash on balance sheet

The bear case:
• Regulatory scrutiny (DOJ antitrust case)
• AI search disruption concerns
• YouTube ad growth slowing

Valuation:
• P/E: 24x (vs 5-year avg of 26x)
• Looks reasonable for the growth

How it would fit YOUR portfolio:
• You're already 65% tech
• Adding GOOGL would increase that to 68%
• Consider if you want more tech concentration

Want me to compare it to your existing holdings?

Understanding a concept

You: What's the difference between a stock split and a dividend?

Tendrill: Great question! They're quite different:

📊 Stock Split:
• Company divides existing shares into more shares
• Example: 2-for-1 split doubles your shares, halves the price
• Your total value stays EXACTLY the same
• It's like exchanging a $20 bill for two $10s
• Companies do this to make shares more accessible

💵 Dividend:
• Company pays you cash from its profits
• Example: $0.50/share quarterly = $2/year per share
• This is NEW money in your pocket
• You can reinvest it or spend it
• Not all companies pay dividends (growth stocks often don't)

In your portfolio:
• AAPL pays dividends ($0.96/year = 0.5% yield)
• NVDA recently did a 10-for-1 split
• TSLA and AMZN don't pay dividends

Want me to explain dividend yield or show your dividend income?

Advanced features

Context awareness

Tendrill remembers your conversation, so you can have natural follow-ups:

You: How's NVDA doing?

Tendrill: NVDA is at $890, up 2.1% today...
[detailed response]

You: What about their earnings?

Tendrill: NVDA reports earnings on Nov 20th after market close.

Analyst expectations:
• EPS: $0.74 (vs $0.57 last year)
• Revenue: $32.5B (+85% YoY)

[Tendrill knows you're still talking about NVIDIA]

Portfolio-aware comparisons

You: Compare my top 3 holdings

Tendrill: Here's how your biggest positions stack up:

| Metric      | AAPL    | NVDA    | MSFT    |
|-------------|---------|---------|---------|
| Your value  | $14,600 | $44,500 | $19,800 |
| % of port   | 11.1%   | 33.9%   | 15.1%   |
| YTD return  | +18%    | +190%   | +42%    |
| P/E ratio   | 29x     | 65x     | 35x     |
| Div yield   | 0.5%    | 0.03%   | 0.7%    |

Observations:
• NVDA is your largest position by far
• It's also your best performer but most expensive
• AAPL and MSFT offer more dividend income
• Consider if 34% in one stock is comfortable for you

Hypothetical scenarios

You: What if NVDA dropped 20%?

Tendrill: If NVDA dropped 20% from here ($890 → $712):

Your NVDA position:
• Current: $44,500
• After 20% drop: $35,600
• Loss: -$8,900

Portfolio impact:
• Current total: $131,200
• After drop: $122,300
• Total loss: -$8,900 (-6.8% of portfolio)

For context:
• NVDA dropped 20% twice last year
• Both times it recovered within 3 months
• Your position size means NVDA moves your portfolio significantly

Want to discuss position sizing strategies?

Tips for better conversations

Be specific

“Why is AAPL down?” works better than “Why is everything down?”

Ask follow-ups

Tendrill remembers context, so dig deeper naturally

Request comparisons

“Compare X vs Y” often reveals useful insights

Ask 'what if'

Hypothetical scenarios help you think through decisions

What Tendrill won’t do

Tendrill provides information, not financial advice.We will NOT:

Tell you to buy or sell specific stocks
Manage your money or execute trades
Guarantee any investment outcomes
Replace a licensed financial advisor

Always consult a qualified professional for personalized investment advice.

FAQ

How does Tendrill know so much about stocks?

Tendrill aggregates data from multiple sources: real-time market data, news feeds, SEC filings, analyst reports, and more. This is combined with your portfolio data to give personalized insights.

Is there a limit to how many questions I can ask?

Free tier users have a monthly question limit. Premium users have unlimited conversations.

Can I ask about stocks I don't own?

Absolutely! Tendrill can research any publicly traded stock, whether you own it or not.

Getting Started

Connecting Your Accounts

Core Features

Investor Profiles

Understanding Your Insights

Privacy & Security

Conversational AI

Just text - Tendrill understands

How to ask questions

Portfolio overview questions

Specific stock questions

Deep research queries

Types of questions you can ask

Conversation examples

Morning check-in

Investment research

Understanding a concept

Advanced features

Context awareness

Portfolio-aware comparisons

Hypothetical scenarios

Tips for better conversations

Be specific

Ask follow-ups

Request comparisons

Ask 'what if'

What Tendrill won’t do

FAQ

Next steps

Smart Alerts

Example Conversations

​Just text - Tendrill understands

​How to ask questions

​Portfolio overview questions

​Specific stock questions

​Deep research queries

​Types of questions you can ask

​Conversation examples

​Morning check-in

​Investment research

​Understanding a concept

​Advanced features

​Context awareness

​Portfolio-aware comparisons

​Hypothetical scenarios

​Tips for better conversations

Be specific

Ask follow-ups

Request comparisons

Ask 'what if'

​What Tendrill won’t do

​FAQ

​Next steps

Smart Alerts

Example Conversations

Just text - Tendrill understands

How to ask questions

Portfolio overview questions

Specific stock questions

Deep research queries

Types of questions you can ask

Conversation examples

Morning check-in

Investment research

Understanding a concept

Advanced features

Context awareness

Portfolio-aware comparisons

Hypothetical scenarios

Tips for better conversations

What Tendrill won’t do

FAQ

Next steps